Rabbit Insurance

Rabbit insurance is becoming very popular today as the cost of pet care and vet bills increases. A lot of people can hardly afford to pay the bill for their rabbit’s vet care when an unexpected illness pops up because it can be seriously expensive: hundreds and sometimes even thousands of dollars in vet work, depending exactly what you’re dealing with in terms of your rabbit’s illness. Many of us rabbit owners simply can’t afford that, which is exactly why we invest in rabbit pet insurance.

The way that insurance for rabbit pets works is essentially the same as the other standard types of petcare insurance: you have to apply for the coverage with an application form where you’ll have to answer questions about your pet rabbit’s health history (they want to make sure she’s relatively healthy), her age (they might not insure her if she’s old), breed, and her vaccination history (they want to make sure you’re doing everything you can to keep your rabbit healthy, already, with your personal rabbit care as an owner.) You may even need to take your rabbit in for an examination so the rabbit insurance company can assess her first hand and see if they’re going to cover her or not.

When you’re shopping around for a pet insurance company to cover your rabbit’s vet bill, or any other bunnies if you work with animals and you’re fostering a rabbit, I recommend that you do your research and really try to find one that will process insurance claims quickly because usually the vets want payment upfront for costly procedures and won’t wait for the claim from your rabbit insurance company to come through, which can be quite the situation if your rabbit has a serious and costly health problem that arises and needs to addressed immediately.

After you’ve applied and are accepted, you’ll have the standard insurance for pet clauses like the “excess”, which is the amount of the total vet bill you will have to pay after the insured portion is deducted from the bill. You’ll also need to keep in mind that there are exclusions: things that the pet insurance company covering your rabbit will not insure, like routine treatments for fleas and pests, regular vaccinations, spaying and neutering, and other expecting things like this that are the responsibility of all pet owners. Also keep in mind that a lot of these rabbit insurers have a “recurring conditions” clause that will keep them from having to cover your rabbit’s vet bill if you pet keeps coming down with the same health problem again and again and it has to be repeatedly treated. There are very few pet insurance companies who will cover a problem your pet has like this, repeatedly and indefinitely.

So keep these in mind when you’re getting rabbit insurance quotes and shopping around for a decent pet coverage plan for your rabbit, and you should be able to make a smarter choice. Look for the best policy in your research–the policy that will insure your rabbit for the most with you having to pay the least amount–and be sure to read the fine print of their policies and ask the questions that arise for you in your search. There are some relatively cheap rabbit insurance plans out there that you can find if you look–as low as $10/month I’ve seen–so you definitely do not have to break the bank to insure your beloved pet rabbit. You’re doing all of this work for the well-being of your little bunny, and it may even save his or her life one day when you’re short on money but your rabbit insurance comes through and covers most of the expenses of the procedure or operation your rabbit needs, so be sure to do your research and make the effort to find the best rabbit insurance plan that fits your specific needs. Talk soon, -Dean Thompson

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